Owning a home is certainly a dream for many, deserving thoughtful consideration of budget, location and style. Deciding to invest in property is not just about finances; it represents the hopes and dreams of many individuals and families. It’s an exciting journey that also comes with significant financial responsibilities spanning years. Before realizing your dream of owning a home, ensure to safeguard your investment with the right home insurance coverage.
Home insurance is a crucial component of owning a home, serving as a shield for not just your property and belongings, but also safeguarding your financial commitments. Home insurance coverage offers peace of mind by safeguarding your house and belongings from damage. It provides financial security and reassurance during unexpected incidents, ensuring you are protected in challenging times.
But with so many insurance options available, it can be overwhelming to understand which policy is the best fit for your needs. That’s where our friendly and knowledgeable team of insurance advisors come in. We’re here to help you navigate through the complexities of home insurance and make informed decisions that suit your unique needs for now and your future. Whether you’re seeking insurance for your first home that checks all the boxes, or require a holistic solution to manage your assets, choose Globalex and experience coverage that goes further. To get started on your home insurance quote with Globalex, click below.
Why Choose Globalex?
Unique Residential Properties Deserve Unique Coverage
We handle unique residential properties that have complex needs. Some properties just don’t fit into traditional cookie-cutter insurance coverages. We are comfortable venturing into areas that are often too complex for traditional insurance markets.
For instance, a boat-access chalet on a pristine Laurentian lake – an island jewel. These are the kind of properties that are passed down from generation to generation. Two non-resident owners of such unique homes became great friends after more than 40 years of spending their summers as cottage neighbors. Love blossomed and wedding plans ensued. After talking to other lake residents, the owners became worried that the bride-to-be would not be able to get good insurance for her beautiful cottage. Already a client of Globalex, the gallant groom contacted us to see how we could help provide the coverage she deserved. She was happily surprised that one of our specialties was insuring homes for non-residents and that we could insure her “boat-access only” cottage. There is going to be a beautiful wedding on the lake next summer; we hope they send pictures.
Understanding Your Needs
Underwriting
We can’t pretend that getting a quote from us is going to be faster or faceless. We ask for more information and documentation than most other brokerage firms. However, with this information we will know how to clearly identify your needs and quickly identify the gaps in your current insurance and offer the correct product that is tailored to what your needs really are.
There is a strong possibility of an inspection when buying a new residential insurance policy with us. This allows us to learn more about your building, to identify any weak points, so that you can take any necessary measures to avoid claims related to these elements.
Inspection & Prevention
We have a prevention department that is there to help you find the right people, get the right resources, and help manage the repairs that will prevent damage to your investment.
Claims
If you need to make a claim, we have our own team that supports customers all the way through the process – we never leave our customers on their own in their time of need. We understand how precious these homes are to you, and how important it is to get back to the way it was.
Navigating Policy Wordings
We will help you navigate policy wordings to ensure you receive a fair and quick settlement based on your coverage.
We specialize in covering:
- High-end residences
- Short-term rental of primary & secondary residences
- Chalets, cottages, seasonal recreational properties
- Non-resident owners of residential property
- Properties under construction
